Loan Options Made Simple
Navigating your mortgage shouldn’t feel overwhelming. Whether you’re buying your first home, upgrading to a luxury property, or refinancing, Home Loan Solutions is here to help. With over 15 years of experience and a commitment to honest guidance, we’ll match you with the loan that best fits your needs and goals.
Fixed Rate Mortgages
Stability You Can Count On
A fixed-rate mortgage offers consistent monthly payments for the life of your loan — perfect for buyers who plan to stay in their home long-term or want predictable budgeting. Home Loan Solutions offers flexible terms ranging from 9 to 30 years, with competitive rates and clear guidance to help you choose what’s best.
✅ Best for long-term buyers
✅ Rates never change
✅ Predictable payments
Adjustable Rate Mortgages (ARMs)
Lower Starting Rates, Flexible Structure
An adjustable-rate mortgage (ARM) begins with a fixed rate for a set period — typically 3, 5, 7, or 10 years — followed by periodic adjustments. ARMs are a smart choice for clients who plan to move or refinance within a few years and want lower initial monthly payments.
✅ Lower introductory rates
✅ Flexible for short-term goals
✅ Great option for future refinancers
Government Loans (FHA & VA)
Affordable Options for First-Time Buyers & Veterans
Government-backed loans make homeownership more accessible. HLS proudly offers FHA loans for those with limited credit or smaller down payments, and VA loans for eligible veterans and military families — featuring 0% down and no monthly mortgage insurance.
✅ FHA: As little as 3.5% down
✅ VA: 100% financing, no PMI
✅ Easier qualifications for many borrowers
Jumbo Loans
For High-Value Homes and Luxury Properties
Buying above the conforming loan limit? We’ve got you covered. Our Jumbo loan solutions help qualified borrowers finance high-priced homes with speed and confidence — with approvals in as little as 30 days.
✅ Loan amounts above $1,209,750
✅ Competitive jumbo rates
✅ Fast closings for complex deals
LOAN OPTIONS
📞 Get Personalized Loan Advice
Talk with a Home Loan Specialist
From your first consultation to closing day, you’ll work directly with a real loan expert — no call centers, no pressure.
- 🧭 Every Step of the Way
We’re right beside you — ready to answer every question and offer real advice.
- 🧑💼 Dedicated Loan Concierge
You’ll work 1-on-1 with a trusted advisor to craft a loan plan for your goals.
- ⚡ Flexible Rates & Fast Closings
We offer competitive rates and fund most loans within 21 days.
Get Personalized Loan Advice
Want real numbers and a clear plan?
Book your no-pressure call with Bryan or a member of our team.
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No spam. No pressure. Just honest answers from real people.
