News & Article

4 Tips To Keep Your Home Search Organized

When you’re searching for a home, you have a lot of information to keep track of. You’ll need documentation for your mortgage, information about each house you are considering, and the accumulated paperwork that you’ll eventually need for closing. Losing track of just one necessary item can delay any progress you’ve made towards taking possession of your new home. Luckily, some easy organization techniques can help you keep your relevant information together and will make

Should You Buy A Fixer-Upper?

Rare is the real estate shopper who is not looking to get the best deal possible, which is why the allure of the fixer-upper has captivated many. After all, if you can pay less money for bigger or better real estate in Orange County, what’s a little work in the long run? Unfortunately, this mindset has caused quite a few homeowners to find themselves underwater – both figuratively and literally. Before you commit to a

What To Expect When Buying Your First Home

If you’ve decided to embark on the path towards homeownership, congratulations! Now it’s time to get to work understanding what you are in for. Qualify For Financing You’ll have to finance your home, so if you need a mortgage, make sure your credit and financial situation will be appealing to lenders. Before you start looking at properties, get pre-approved with a lender, which will tell you – and sellers – how much house you can

To Own Or To Rent

Particularly for millennials, the question of whether to own or to rent a home presents a conundrum. Home ownership has long offered stability and a chance to recoup your investment while renting lets landlords take on the burden of repairs and allows for easier moves. So, which is better? As with most real estate concerns, it depends on your situation and location. How Long Do You Want To Stay? If you’re planning on living somewhere

4 Loan Programs With Low – Or No – Down Payment

The prospect of purchasing your own home can be one of the most exciting times of your life – until you see how much you’ll need for a down payment, that is. Add in closing costs – for real estate in Riverside, Orange, or Los Angeles County you could be looking at 1% of your loan, or more – and the upfront burden may be overwhelming. Most conventional loans require between 3-20% down, with your

From First Home To Forever Home: Why Building Equity Matters

Do you plan to sell your current home someday in order to upgrade? Whether you’re a first-time home buyer or you have some experience, building equity on your current home is what can move you into your forever dream home. Equity is the value of the property that you own, so think of it as your home’s worth after accounting for your mortgage principal. As an example, the average price for a home in Riverside