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Loan Options

Refinancing Your Home

Purchasing A New Home

Getting Pre-Approved

Getting Pre-Approved

Getting Pre-Approved for a Home Loan

Qualifying for a home loan isn’t what it used to be, especially compared to what it was prior to the collapse of the industry. That doesn’t mean that those who wish to buy should be discouraged. Just as there are many types of buyers, there are many home loan options designed to help everyone from:

  • First-time buyers
  • Those who are re-entering the market after foreclosure or default
  • Established, seasoned homeowners with a strong buying history

Getting pre-approved for a home doesn’t have to be overwhelming, but it does require the borrower to satisfy a few criteria. We can present you with a road map to hit those milestones on a practical timeline. Sending us the required documentation will be your responsibility. After that, your job is done and ours begins.

Approving a buyer for a loan is a process based on a set of guidelines that are determined by which type of loan program best fits our buyers needs and/or scenario. Whether it be a challenge on securing a down payment, credit reporting issues, or self-employment income issues, Home Loan Solutions has the knowledge and experience to quickly diagnose and determine if qualifying for a loan is possible; and if it isn’t at the present time, we can give you a road map to make it happen in the future.

Having an experienced mortgage professional in your corner is the key to securing a home in today’s market Home Loan Solutions will let you know what to expect, and keep you informed on what we’re doing to get your loan approved quickly. We look forward to helping you meet your homeownership goals – as much as you look forward to receiving a new set of keys.

Please call us today!

happiness speaks

After shopping around and talking to different lenders, we decided to go with HLS. Their service exceeded our expectations, and we can now proudly say that we are customers for life!

Brian and Jennifer Heaney

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