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Tag: first time home buyer

Should You Make An Offer Above Asking Price?

It’s no secret that the Southern California real estate remains hot. The median sales price in Orange County in October 2017 was $786,000 – so why would anyone ever offer more than an already high price? Particularly in active markets, bidding wars can get heated, and in order to win without compromising contingencies or other protections, buyers often make offers above ask. But it’s important to tread carefully when considering how much you should offer

4 Tips To Keep Your Home Search Organized

When you’re searching for a home, you have a lot of information to keep track of. You’ll need documentation for your mortgage, information about each house you are considering, and the accumulated paperwork that you’ll eventually need for closing. Losing track of just one necessary item can delay any progress you’ve made towards taking possession of your new home. Luckily, some easy organization techniques can help you keep your relevant information together and will make

4 Tips To Keep Your Home Search Organized

When you’re searching for a home, you have a lot of information to keep track of. You’ll need documentation for your mortgage, information about each house you are considering, and the accumulated paperwork that you’ll eventually need for closing. Losing track of just one necessary item can delay any progress you’ve made towards taking possession of your new home. Luckily, some easy organization techniques can help you keep your relevant information together and will make

What To Expect When Buying Your First Home

If you’ve decided to embark on the path towards homeownership, congratulations! Now it’s time to get to work understanding what you are in for. Qualify For Financing You’ll have to finance your home, so if you need a mortgage, make sure your credit and financial situation will be appealing to lenders. Before you start looking at properties, get pre-approved with a lender, which will tell you – and sellers – how much house you can

4 Loan Programs With Low – Or No – Down Payment

The prospect of purchasing your own home can be one of the most exciting times of your life – until you see how much you’ll need for a down payment, that is. Add in closing costs – for real estate in Riverside, Orange, or Los Angeles County you could be looking at 1% of your loan, or more – and the upfront burden may be overwhelming. Most conventional loans require between 3-20% down, with your

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