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Tag: best california mortgages

Real Estate

Hoping To Downsize? What You Need To Know Before Looking At Listings

One of the reasons people flock to Redlands, CA is the laid-back, community-focused atmosphere. With a comfortable climate and proximity to major cities in Southern California, Redlands is often a choice for people who don’t want the hustle-and-bustle of a metropolis. For that reason, Redlands is an excellent opportunity for those of retirement age to downsize their family home to access a relaxed lifestyle near to everything you still need. Whether you’re looking to downsize

Lending

Is Your Credit Score Keeping You From Qualifying For A Mortgage

Your credit score is one of the most important factors when it comes to being approved by a lender for a mortgage. If it’s too low, you’ll be flat-out rejected, but if it’s not high enough you won’t have access to the lowest rates and best terms. But there are multiple types of credit scores: which one are lenders looking at when looking at your mortgage loan application? Your scores will be pulled from all

Real Estate

Interest Rate Rises: What This Means For Your Mortgage Prospects

It’s that time again: the Federal interest rate is on the rise and showing signs of continuing to do so before the year ends. So far, the Fed has focused mostly on raises to short-term interest rates, which includes things like credit cards. For the most part, rates for mortgages have been left to a slower climb. But that is likely to change. What steps should you take if you plan on taking out a