When you’re looking for cash to pay off bills, debt, or even fund a renovation, your largest asset – your house – can often be the easiest way to get help. For veterans, this help comes in the form of a VA Cash-Out Refinance loan, which allows you to access additional cash for any other needs, and can even lower your mortgage interest rates. However, an added benefit of the VA Cash-Out loan is that
If you think the cost of buying a home is merely paying the agreed-upon price, you’re wrong. In fact, there are numerous additional fees and expenses that you’ll be responsible for, typically on the day of the closing. But if you’re looking to avoid some of these additional fees, one of the biggest ones is private mortgage insurance (PMI). You’re required to take out insurance on your conventional loan, typically if you’ve made a down
Getting your first mortgage is intimidating – how do you know if you’re getting good terms, and what do you need to do to qualify for financing for your new home? As millennials age – the oldest ones are now in their mid to late thirties – more and more are looking for funds for their first homes. But as a millennial, you probably haven’t seen the mortgage process before, so what do you need
If you’re in need of cash, a VA Cash-Out Refinance loan can help you access additional funds. You’ll essentially take out a new loan, and you can use any extra money to fund whatever it is you need. If you have a current non-VA backed loan, you also have the option to refinance that property to take advantage of better rates and terms. You’ll have to pay fees for your new loan, no matter where
VA mortgages are designed to support veterans and active service members buying a home, with the goal being to help each get into a house that they can afford, without needing to worry about having a down payment ready. But VA benefits also extend to surviving spouses of veterans and other service members. If you are a qualifying surviving spouse looking for a home in Orange County, CA, a VA loan can help you and
You have a bunch of plans coming up, from fall vacations to renovating several rooms in your house. But rather than draining your savings account or emergency funds, what if you could get the money to pay for these things by refinancing your home? A cash-out refinance mortgage can be the easiest way to utilize the equity you already have in your home to access extra cash for all of your plans. If you live
If you are a veteran and are interested in refinancing your existing loan, whether you’re looking for new terms or some cash on hand for a project, a VA Cash-Out Refinance loan can help you reach your goals. Like VA loans for purchases, you’ll have low or no down-payment requirements, and your loan will be backed by the VA. But what do you need to do to get a VA Cash-Out loan? These are four
If you’re in need of extra cash, why wouldn’t you look to your biggest asset, your home, to access some? A cash-out refinance loan allows you to replace your current mortgage with a new loan that is higher than the amount you currently owe on your home. That extra money becomes cash that you can use any way you like. Because a cash-out loan is different from a traditional refinance, you’ll have different application requirements
You typically have two options for buying a house: paying cash or getting financing. With Orange County, CA home prices as high as they are now, most people take the latter approach. But financing your home with a mortgage means you must first come up with the down payment. How much house you want to buy and what state your personal finances are in will affect your down payment, so what can you expect your
When you’re in the market for a new home in a place like Corona, CA, you may find that you’re faced with a big decision: should I buy a new house, or an old one? There’s something to be said about being the first or second person to inhabit a property, but there’s also the magic of old, historic houses to consider. Corona offers a unique chance to live in homes built as far back
Your Home. Your Terms. Faster.
Make Homeownership Happen with HLS.
Straightforward advice. Fast approvals. Local expertise you can count on.
877.211.9436
Ready to buy a home ?
Let’s talk. Your next step toward the keys starts with one quick call.
