Icon-facebook X-twitter Youtube Instagram Linkedin Icon-location

News & Article

Tag: down payment assistance

How To Anticipate Your Down Payment Before Shopping For Real Estate in Southern California

You typically have two options for buying a house: paying cash or getting financing. With Orange County, CA home prices as high as they are now, most people take the latter approach. But financing your home with a mortgage means you must first come up with the down payment. How much house you want to buy and what state your personal finances are in will affect your down payment, so what can you expect your

Part 3 of 4 of getting cash from your home – How Much Money Can You Get With A Cash Out Refinance?

A cash-out refinance can be a pathway to making improvements on your home, paying off other debts, and even just for taking a vacation. By taking out a new loan worth more than your original mortgage, you can start putting that extra cash to use however you want. But just how much money can you get with a cash-out refinance? When setting your goals for your cash, you also want to make sure you’re not

How To Get Cash Out Of Your Home – 1 of 4 part series on getting cash out of your home

If you’re in need of extra cash, why wouldn’t you look to your biggest asset, your home, to access some? A cash-out refinance loan allows you to replace your current mortgage with a new loan that is higher than the amount you currently owe on your home. That extra money becomes cash that you can use any way you like. Because a cash-out loan is different from a traditional refinance, you’ll have different application requirements

How To Get A Loan As A First Time Home Buyer

Buying your first home is full of excitement. You can probably already envision enjoying sunny days in your Southern California backyard and the changes you’ll make to turn the house into your home. But before you can start packing, you’ll need to figure out a way to pay for that home. As a first-time buyer, it’s in your best interest to find as much trustworthy help as possible when shopping for a home. This will

4 Reasons To Get A Cash Out Refinance Loan

When you find yourself in need of some extra cash on hand for a big project or a goal, you may be overwhelmed by the different loan options available to you. But are you overlooking your single most significant asset when considering taking on additional loans along with your mortgage? A cash-out refinance can let you take out a new loan while giving you extra money for your immediate needs. By taking out some extra

Go Green With A VA Cash-Out Refinance Loan

Is your home in need of a facelift? Old appliances and outdated systems can have your home running in less-than-peak efficiency. While your old products may look dated, they likely aren’t working as well as they once did, which can quickly make your utility bills skyrocket. Instead, focusing on ways to make your home greener and energy efficient means newer appliances and systems that take advantage of technology upgrades, and a lower monthly bill for

What You Need To Know Before Buying A Foreclosure

If you’re shopping the Southern California real estate market, it’s no surprise that home prices keep going up. But what are your other options if your goal is homeownership? It’s at this point that many people in the home buying process start thinking about foreclosures. You may get dazzled by the seemingly low cost of these properties, with dreams about how you’ll renovate that rundown space into a dream home. In reality, it’s important to

5 Ways A VA Loan Can Help You Settle In A New Home

One of the hardest obstacles to overcome when searching for a home is coming up with the money required for a down payment. In order to assist veterans, those in active service, and their families, the Department of Veteran’s Affairs offers home loans with easy terms – including no down payment – allowing those who have served the country and their families to have a home of their own. These are five benefits that a

Who Is Eligible For A VA Loan?

The U.S. Department of Veterans Affairs (VA) offers loans to assist with homeownership for those who serve or served in the military. VA loans were designed to make it easier for those in service and their families to own a home, and offer perks such as no required down payment to achieve this goal. But who exactly is eligible for a VA loan, and what is required to show this eligibility? Eligible Borrowers For VA

Loan Limits For VA Loans: What You Need To Know Before Getting Started

As the real estate market around the country continues to stay strong, qualifying for a mortgage for pricey property can set back any home search. But what if you’re applying for a specific mortgage, like a VA loan? In the case of VA loans, there are some limits to know about, as they affect different parts of the country in different ways. The Maximum Guaranty In 2018, the maximum guaranty amount for a VA loan

Your Home. Your Terms. Faster.
Make Homeownership Happen with HLS.

Straightforward advice. Fast approvals. Local expertise you can count on.

📞 Call Now

877.211.9436

Ready to buy a home ?
Let’s talk. Your next step toward the keys starts with one quick call.

Loan Options

Refinancing Your Home

Purchasing a New Home

Get in Touch

Icon-facebook X-twitter Youtube Instagram Linkedin Icon-location

Copyright © 2010 - 2025 All rights reserved. | Home Loan Solutions NMLS # 865585 and DRE # 01904425