Are your dreams of owning a home overshadowed by fear—fear of not qualifying for a loan – fear of not having a sufficient down payment, or fear you’ll be house-poor once you purchase the home? If you allow your fears to run wild, you could think of a gazillion reasons […]
Impact Of Fed’s Rates Increase On Mortgage Rates So you want to know what happens to mortgage rates when the Feds increase rates? Since mortgage rates respond to market forces, you need to know that the Federal Reserve influence mortgage rates indirectly. Sometimes, mortgage rates increase when the Fed increases […]
So you have decided to buy your first home, right? Congratulations. Just like so many other people, you have reached the point in your life at which buying your own home becomes one of the most reasonable decision to make. So what do you do next after deciding to buy […]
Buying a home can be stressful enough, and when it comes to securing financing for that home, your anxiety can quickly rise. But if you are an active service member, veteran, or surviving spouse, your search for a home mortgage should be simple: look to VA loans. VA loans offer […]
Renovating your home doesn’t come cheap. Depending on whether you are focusing on the exterior or interior, and which rooms you want to redo can have your costs ranging anywhere from $8,000 to $80,000. So how can you go about getting the money to make improvements to your home? With […]
If you’re in need of extra cash, why wouldn’t you look to your biggest asset, your home, to access some? A cash-out refinance loan allows you to replace your current mortgage with a new loan that is higher than the amount you currently owe on your home. That extra money […]
The U.S. Department of Veterans Affairs (VA) offers loans to assist with homeownership for those who serve or served in the military. VA loans were designed to make it easier for those in service and their families to own a home, and offer perks such as no required down payment […]
Are you seeking out a deal in the booming Southern California real estate market? If so, you may have come across listings marked as “short sale.” But what exactly is a short sale? Put simply, it’s when a property is sold for less than the outstanding mortgage on it. In […]
If you served or are serving in the military, or are the surviving spouse of a veteran, you may be eligible for a home loan from the Department of Veteran’s Affairs (VA). These loans are designed to offer easy terms from the start of the mortgage process to homeownership, in […]
Everyone has something they wish they could have as part of their home. An indoor pool? Yes, please. A bat cave? Well – maybe. For most people, renovating a property will come down to need. When something doesn’t work anymore or is too outdated, it’s time to spruce it up. […]
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