If you’re looking for a home in Orange County, CA and you’re a veteran, there’s one type of financing you need to consider above all others: a VA loan.
A VA loan is designed specifically for the needs of active and veteran service members and their families. With a VA loan, you could have zero down payment and favorable terms that allow you to keep your finances in balance.
But where do you find a VA loan if you are in Orange County?
The answer is easier than you think: with a local lender. While VA loans are guaranteed by the federal government, meaning you won’t need to pay for private insurance, your mortgage will still be serviced by a local lender. That means you get the same service you would with any other type of loan from a local, easy to access location.
That being said, if you’re not quite sure you’re ready to make a move on the property you’re interested in, it can be worthwhile to speak with VA and HUD-certified housing lender who can advise you on home buying classes and resources, as well as your rights under the law.
We are am Approved VA home buying agency for Southern California.