Are your dreams of owning a home overshadowed by fear—fear of not qualifying for a loan – fear of not having a sufficient down payment, or fear you’ll be house-poor once you purchase the home? If you allow your fears to run wild, you could think of a gazillion reasons […]
Impact Of Fed’s Rates Increase On Mortgage Rates So you want to know what happens to mortgage rates when the Feds increase rates? Since mortgage rates respond to market forces, you need to know that the Federal Reserve influence mortgage rates indirectly. Sometimes, mortgage rates increase when the Fed increases […]
There is still good news despite currently being in a higher interest rate market. And that is that we’re still at levels that are historically low overall. Therefore, if you’re not buying a home with cash, you probably want to know if you can afford a home when interest rates […]
So you have decided to buy your first home, right? Congratulations. Just like so many other people, you have reached the point in your life at which buying your own home becomes one of the most reasonable decision to make. So what do you do next after deciding to buy […]
One of the reasons people flock to Redlands, CA is the laid-back, community-focused atmosphere. With a comfortable climate and proximity to major cities in Southern California, Redlands is often a choice for people who don’t want the hustle-and-bustle of a metropolis. For that reason, Redlands is an excellent opportunity for […]
It’s that time again: the Federal interest rate is on the rise and showing signs of continuing to do so before the year ends. So far, the Fed has focused mostly on raises to short-term interest rates, which includes things like credit cards. For the most part, rates for mortgages […]
If you’re shopping for a home in Orange County, there’s a good chance you find yourself in an area with a Homeowner’s Association (HOA). Essentially, an HOA is the governing body for a local residential area – whether that includes one building or 100. The HOA will be responsible for […]
When you’re in the market for a new home in a place like Corona, CA, you may find that you’re faced with a big decision: should I buy a new house, or an old one? There’s something to be said about being the first or second person to inhabit a […]
Buying a home can be stressful enough, and when it comes to securing financing for that home, your anxiety can quickly rise. But if you are an active service member, veteran, or surviving spouse, your search for a home mortgage should be simple: look to VA loans. VA loans offer […]
A cash-out refinance can be a pathway to making improvements on your home, paying off other debts, and even just for taking a vacation. By taking out a new loan worth more than your original mortgage, you can start putting that extra cash to use however you want. But just […]
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