There is still good news despite currently being in a higher interest rate market. And that is that we’re still at levels that are historically low overall. Therefore, if you’re not buying a home with cash, you probably want to know if you can afford a home when interest rates […]
So you have decided to buy your first home, right? Congratulations. Just like so many other people, you have reached the point in your life at which buying your own home becomes one of the most reasonable decision to make. So what do you do next after deciding to buy […]
Buying your first home is full of excitement. You can probably already envision enjoying sunny days in your Southern California backyard and the changes you’ll make to turn the house into your home. But before you can start packing, you’ll need to figure out a way to pay for that […]
Are you seeking out a deal in the booming Southern California real estate market? If so, you may have come across listings marked as “short sale.” But what exactly is a short sale? Put simply, it’s when a property is sold for less than the outstanding mortgage on it. In […]
If you served or are serving in the military, or are the surviving spouse of a veteran, you may be eligible for a home loan from the Department of Veteran’s Affairs (VA). These loans are designed to offer easy terms from the start of the mortgage process to homeownership, in […]
When you’re applying for a mortgage, you need to provide your income information – including W-2s and paystubs. But what if you’re self-employed? Getting a mortgage when you’re self-employed is entirely possible, although you may be on the hook for more paperwork to prove your income. However, there are also […]
Everyone has something they wish they could have as part of their home. An indoor pool? Yes, please. A bat cave? Well – maybe. For most people, renovating a property will come down to need. When something doesn’t work anymore or is too outdated, it’s time to spruce it up. […]
When you’re selling your home, it’s crucial to make it as presentable to buyers as possible. Your goal is to allow buyers to see themselves in your home, so you don’t want to overdo your staging, and instead, keep it minimal and neutral. If you hope to sell your home […]
With all of the moving parts involved in a real estate transaction – and their related costs – home buyers are sometimes tempted to forego their right to certain steps meant to protect them. Unfortunately, because a home inspection adds additional cost and a longer wait, buyers sometimes think […]
When you’re searching for a home, you have a lot of information to keep track of. You’ll need documentation for your mortgage, information about each house you are considering, and the accumulated paperwork that you’ll eventually need for closing. Losing track of just one necessary item can delay any progress […]
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