So you have decided to buy your first home, right? Congratulations. Just like so many other people, you have reached the point in your life at which buying your own home becomes one of the most reasonable decision to make. So what do you do next after deciding to buy your dream home? There are steps to be taken before you do anything else. These are boxes you should tick if you’re really ready to
Buying your first home is full of excitement. You can probably already envision enjoying sunny days in your Southern California backyard and the changes you’ll make to turn the house into your home. But before you can start packing, you’ll need to figure out a way to pay for that home. As a first-time buyer, it’s in your best interest to find as much trustworthy help as possible when shopping for a home. This will
If you’re shopping the Southern California real estate market, it’s no surprise that home prices keep going up. But what are your other options if your goal is homeownership? It’s at this point that many people in the home buying process start thinking about foreclosures. You may get dazzled by the seemingly low cost of these properties, with dreams about how you’ll renovate that rundown space into a dream home. In reality, it’s important to
When you find yourself in need of some extra cash on hand for a big project or a goal, you may be overwhelmed by the different loan options available to you. But are you overlooking your single most significant asset when considering taking on additional loans along with your mortgage? A cash-out refinance can let you take out a new loan while giving you extra money for your immediate needs. By taking out some extra
Is your home in need of a facelift? Old appliances and outdated systems can have your home running in less-than-peak efficiency. While your old products may look dated, they likely aren’t working as well as they once did, which can quickly make your utility bills skyrocket. Instead, focusing on ways to make your home greener and energy efficient means newer appliances and systems that take advantage of technology upgrades, and a lower monthly bill for
VA loans are designed as benefits to help active servicemembers, veterans, and their families find a path to homeownership. While these brave men and women serve our country, they can also struggle with finances, credit, and debt upon returning from service. Qualifying veterans and families are entitled to VA loans, and they’ll get the benefits of no required down payment, less stringent credit requirements, and no required mortgage insurance. This is because the government has
If you’re shopping the Southern California real estate market, it’s no surprise that home prices keep going up. But what are your other options if your goal is homeownership? It’s at this point that many people in the home buying process start thinking about foreclosures. You may get dazzled by the seemingly low cost of these properties, with dreams about how you’ll renovate that rundown space into a dream home. In reality, it’s important to
One of the hardest obstacles to overcome when searching for a home is coming up with the money required for a down payment. In order to assist veterans, those in active service, and their families, the Department of Veteran’s Affairs offers home loans with easy terms – including no down payment – allowing those who have served the country and their families to have a home of their own. These are five benefits that a
The U.S. Department of Veterans Affairs (VA) offers loans to assist with homeownership for those who serve or served in the military. VA loans were designed to make it easier for those in service and their families to own a home, and offer perks such as no required down payment to achieve this goal. But who exactly is eligible for a VA loan, and what is required to show this eligibility? Eligible Borrowers For VA
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