Are your dreams of owning a home overshadowed by fear—fear of not qualifying for a loan – fear of not having a sufficient down payment, or fear you’ll be house-poor once you purchase the home? If you allow your fears to run wild, you could think of a gazillion reasons […]
Impact Of Fed’s Rates Increase On Mortgage Rates So you want to know what happens to mortgage rates when the Feds increase rates? Since mortgage rates respond to market forces, you need to know that the Federal Reserve influence mortgage rates indirectly. Sometimes, mortgage rates increase when the Fed increases […]
There is still good news despite currently being in a higher interest rate market. And that is that we’re still at levels that are historically low overall. Therefore, if you’re not buying a home with cash, you probably want to know if you can afford a home when interest rates […]
If you’re shopping for a home in Orange County, there’s a good chance you find yourself in an area with a Homeowner’s Association (HOA). Essentially, an HOA is the governing body for a local residential area – whether that includes one building or 100. The HOA will be responsible for […]
If you’re in need of extra cash, why wouldn’t you look to your biggest asset, your home, to access some? A cash-out refinance loan allows you to replace your current mortgage with a new loan that is higher than the amount you currently owe on your home. That extra money […]
Everyone has something they wish they could have as part of their home. An indoor pool? Yes, please. A bat cave? Well – maybe. For most people, renovating a property will come down to need. When something doesn’t work anymore or is too outdated, it’s time to spruce it up. […]
If you’re shopping for a home, then you know just how big of an obstacle the down payment can be. With conventional loans requiring down payments typically in the 10-20% range, in a high-priced market like Southern California, just securing enough money to guarantee funding can seem insurmountable. That’s why […]
Buying a home, whether your first or your fifth, is always an exciting process. There are new areas to be explored, new chances to design spaces the way you want them, and of course, the comfort that comes with knowing you are in your home. Unfortunately, this excitement can often […]
When you’re selling your home, it’s crucial to make it as presentable to buyers as possible. Your goal is to allow buyers to see themselves in your home, so you don’t want to overdo your staging, and instead, keep it minimal and neutral. If you hope to sell your home […]
It’s no secret that the Southern California real estate remains hot. The median sales price in Orange County in October 2017 was $786,000 – so why would anyone ever offer more than an already high price? Particularly in active markets, bidding wars can get heated, and in order to win […]
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